Counselors can help you understand the foreclosure process and what options are available to you for free. They can guide you through the process, as well as communicate with your mortgage lender or servicer on your behalf and help you find legal representation, if necessary. You can also receive debt counseling to keep you on a budget to make the payments to stay in your home.
Governor Quinn's Illinois Foreclosure Prevention Network is affiliated with 68 counseling agencies working out of nearly 100 office locations across the state.
To find a housing counseling agency in your area, enter your zip code below.
Be prepared. For a housing counselor to help quickly, you will need a number of documents regarding your mortgage, personal finances and income. See a list of the documents you'll need.
Also, see the Illinois Hardest Hit program to determine if you are eligible for temporary financial assistance.